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Couple Gets Legally Married For Health Insurance, Throws Huge Wedding Without Telling Guests

by Leona Pham
December 16, 2025
in Social Issues

Weddings are often full of surprises, but for one couple, the biggest surprise was the reaction to their “second” wedding. After getting legally married for practical reasons, so the bride could join her husband’s health insurance, they celebrated with a grand ceremony funded by her parents.

While they weren’t trying to deceive anyone, their legal marriage remained a secret. That is, until the bride’s mother-in-law discovered the truth, sparking accusations of deception and a fallout over wedding gifts.

Now, the couple is grappling with whether they were wrong to not disclose their legal marriage earlier. Was their choice to keep the legal ceremony private justified, or did they mess up by not being upfront? Keep reading to see what others think about their decision.

A couple faces backlash for having a wedding without revealing they were already legally married

Couple Gets Legally Married For Health Insurance, Throws Huge Wedding Without Telling Guests
not the actual photo

'AITA for having a wedding and not disclosing we were already legally married?'

About two months ago, my husband and I got “married” in a beautiful ceremony. It was SO MUCH FUN.

We went on a honeymoon after.

The price tag makes me wheeze, but my parents were insistent on paying for 95% of it, saying it’s their only daughter’s wedding.

As a result, the wedding was way more fancy than something my husband or I could afford!

My husband and I paid the rest — his family did not contribute (which is fine!).

The wedding was lovely, but missing one piece - the marriage license.

About a year and a half ago, I was going through some serious health issues (the issues are resolved now, thankfully!).

I had recently graduated from school and didn’t have health insurance.

My husband and I decided to get married so I could join his health insurance. It was a quick Justice of the Peace ceremony.

We were always planning to have a ceremony at some point in the future.

A few months after that, he “proposed” (something I didn’t see coming!), the wedding occurred, and here we are today, planning for kids.

Very few people knew we got legally married about a year and a half ago. We weren’t trying to be deceptive.

However, part of it was that I wasn’t comfortable revealing my health issues. My husband respected this.

My parents knew about our legal marriage, but his mother did not. His mom (I’ll call her Carol) and I aren’t close. She’s fine enough in low doses, but...

We’re currently in the process of moving. This past weekend, his mother came to help us pack up things.

As we were packing files (birth certificate, social security cards, etc.), somehow our marriage license must’ve slipped out.

Carol picked it up and kept insisting we need to frame it. And then she noticed the date.

Carol lost it. She insisted we lied to everyone. She said our wedding ceremony was just a “gift grab”

(our wedding website stated that someone’s presence was gift enough—we still got many generous gifts and we are forever grateful).

Carol went and called her twin sister, my husband’s aunt, and the sister called and lashed out at us.

She said we were sneaky and deceptive. She is saying she may want her gift back—something we are fine with giving her.

For me and my husband, the legal wedding was just so I could get insurance. A means to an end.

Our wedding date is what we will celebrate. Are we a**holes for not being more upfront?

I’ve been really upset and confused and waffle back and forth. My husband insists we are not a**holes.

In situations like this, it’s easy to see why emotions are running high, and why the OP might feel conflicted. On one hand, the OP and their husband were clearly motivated by practical concerns when they got legally married, the decision was primarily about securing health insurance during a time of health challenges.

This decision wasn’t about deception or evading the truth; it was a pragmatic response to a difficult situation. However, the choice to keep their legal marriage private, particularly from the husband’s family, has now created tension, leading to feelings of betrayal and frustration on both sides.

The OP’s discomfort in revealing her health issues makes sense, especially since they were personal and likely very painful to discuss. It’s not uncommon for individuals to choose privacy when it comes to health struggles, particularly when the issue is resolved, and the need to revisit it isn’t necessary.

The emotional complexity of the situation intensifies when the husband’s mother, Carol, discovers the truth. Carol’s reaction stems from a sense of betrayal, feeling as though she was excluded from an important life event.

While Carol’s response might feel overly harsh, it’s important to understand that her feelings of hurt likely come from a place of love and a desire to be involved in her son’s life.

For many parents, a wedding is an important family event, something they want to be part of. To find out after the fact that the couple had already legally married can understandably feel like a personal slight, even if that wasn’t the intention.

From a psychological perspective, this situation touches on family dynamics and boundaries. Dr. Laura Berman, a licensed therapist and relationship expert, states, “Family members often struggle with respect for personal boundaries, especially when there are strong emotional investments in a shared family event.”

Carol’s reaction can be understood as an emotional response to feeling left out and disconnected from a significant event, compounded by her strong attachment to family traditions and roles.

However, from the OP’s point of view, it was never about withholding important information, it was about a personal decision that, at the time, felt private and practical.

The couple had already made the commitment to one another legally, and the wedding ceremony was more of a celebration and continuation of that commitment, rather than a traditional event with the same legal significance.

In the OP’s eyes, the wedding they had was the one they wanted to commemorate, not the legal ceremony, which was a necessary, yet not celebratory, step in their relationship.

In this case, the OP and their husband aren’t necessarily in the wrong for wanting to keep their legal marriage private, but the lack of transparency with Carol, especially given how close she is to the family, has clearly caused hurt.

It’s essential for the OP to acknowledge this hurt and consider how they might communicate their reasons for the private legal ceremony in a way that respects Carol’s feelings, while also standing firm on their right to keep certain aspects of their lives private.

The key moving forward is open communication. If the OP and their husband address Carol’s feelings of exclusion in a calm, empathetic way, they may be able to mend the situation. The situation highlights the delicate balance between family boundaries and transparency, something many can relate to, particularly in families where emotions run deep.

Here’s what people had to say to OP:

This group supported the idea that the user is under no obligation to explain or justify their decision to marry legally first and have a ceremony later

nextm8 − NTA. There is a reason why you only take Carol in small doses

hideyyo − NTA Also keep in mind that gifts are just that. Once somebody gifts you something, sole ownership of that thing goes to you.

BropolloCreed − NTA. Also, your husband deserves an extra shout out for backing your decision.

There's far, far too many feckless spouses out there who will side with "mommy and daddy" over their partner. And those partners deserve better.

ShoelessBoJackson − NTA Being legally married unlocks certain powers that can make life better. Y'all did that and that was wise.

The ceremony / reception is to celebrate the couple, and also a good way to see friends and relatives that aren't close by.

The fact that y'all were legally married doesn't diminish the celebration.

Carol is being an a__hole because she feels entitled to know EVERY detail about you and her son,

and her not knowing a socially irrelevant (but legally very relevant) detail wounds her little heart.

This is a perfect application for the non-apology "I'm sorry you feel that way, but we made the right decision "

These commenters understood Carol’s hurt feelings but argued that the user’s health and legal relationship status are private matters

vanastalem − I suspect she's just hurt she didn't know you'd already been married a year and a half.

Her son didn't tell her and I can see why she'd be upset. Lots of people have ceremonies after they're already married; it's not uncommon.

Older people sometimes don't get legally married force variety of reasons (like benefits from a deceased spouse) and just have a commitment ceremony.

[Reddit User] − how is it a gift grab if you didn't have one a year and a half ago?

Like, if you'd done a real wedding back then, there would have been a reception anyway so... NTA.

but if you haven't found away to explain things to her, figure out a way to tell her while leaving the unwanted specifics out

and have your husband explain the situation. you won't wanna be on your MIL's bad side from the proverbial gate.

[Reddit User] − NTA. I understand Carol feeling hurt at her son not telling her he was married,

but your health and legal relationship status are your business.

Nor should you be denied a big family affair just because your circumstances forced you to get a marriage license. She was way out of line.

electropop_robot − NTA. Your husband probably should've told his mum, but Carol sounds ridiculous. Give her gift back & be done with it.

These Redditors acknowledged the potential for family drama but emphasized that multiple ceremonies are common

[Reddit User] − NTA. OP, my boyfriend (I guess legally husband) and I did the exact same thing.

I had some health issues and his insurance was excellent. So we got legally married and didn't really tell anyone.

My parents are EXTREMELY judgmental and would not be okay with this so I just don't tell them. I keep them on an information diet anyway.

To us, it's not a marriage, just another legal document. When we have the actual proposal, ring, ceremony, etc.,

that to us is the real wedding, a public declaration of our love and commitment.

We don't even call each other husband and wife because we don't see it like that. Don't let people on this thread tell you otherwise.

You did what you did and it benefited you in the end, that's all that matters.

Btw, the healthcare I received saved my life without breaking my bank. Sometimes a rarity in the US!

OverallDisaster − NAH but people do get touchy about this and she's his mom,

I can totally understand why she got upset not knowing you've actually been married almost 2 years ago.

ichweisnichts − OMG! I am in the wedding industry. Do you know how many people have multiple ceremonies?

Let's see... Sweden and NYC and Tucson....three there. Indian are almost always one in India and one in America.

NYC and LA. LA and Montana. Colorado and NYC. And those are just the receptions.

They get the legalities out of the way early on so that visas and passports and reservations, etc. are easier.

Send her gift back. And tell her to google multiple receptions. Very common these days.

[Reddit User] − I am 99% sure my brother and his wife were married a year or so before their wedding.

Same deal, his fiance (of 8 years) left her job, and didn't have insurance.

He mentioned a few times about how worried they were about affording out of pocket insurance for her.... Then it just never came up again.

He hasn't mentioned it to anyone, and nobody asks, but we are all pretty sure that they were legally married well before the wedding.

It just made too much economic sense to not do so.

janewilson90 − NTA This is so much more common than people think!

Health insurance is crazy in the USA and there are loads more reasons to sign the form at a different time than celebrating with friends and family.

Carol can throw her little tantrum all she wants.

These users mentioned their personal experiences with similar situations

[Reddit User] − NTA - I had almost the exact opposite experience as this.

My wife and I had a ceremony where we didn't actually get legally married, and then made it official the next day.

My wife really wanted her cousin to conduct the ceremony for us, but he was not able to get his marriage license in time due to complications,

but we let him officiate (unofficially) anyways, then just went to the JP the next day, we had my parents as witnesses.

My MIL initially had a hard time with this, but my wife finally explained that, in our eyes,

a wedding is simply your friends and family coming together to celebrate your love for one another...the actual union is superfluous to us

because we were already united in our eyes anyways. A good example is celebrating the renewal of vows....it means jack s__t.

That convinced her. Now, we've been married over 10 years.

Maybe this anecdote will help, but we were at my in laws talking about our wedding

and my MIL started about how beautiful the ceremony was and how amazing her cousin was at officiating

and she was so glad that he got to marry us. She didn't even remember so we didn't remind her.

Ultimately it's your marriage and none of the concern of either set of parents.

You had the ceremony for the benefit of yours and his family and the fact you were already married changes

absolutely nothing in any way shape or form. As far as the gifts, they are just that.

Even if you had forgone a wedding and told everyone that your were already married,

would you be an a__hole if they decided to send you a wedding gift to celebrate your marriage?

If you didn't even setup a registry then your MIL is obviously just b__t-hurt that she didn't know and it sounds like she will eventually just move on.

She's not entitled to a wedding from her son, but she got one anyways and it's not your fault your MIL is only focusing on the negative.

Prismane_62 − NTA. America, where you have to get married to get healthcare.

Do you think OP was wrong for keeping their legal wedding a secret, or did Carol overplay her hand in demanding everything be about tradition?

In this case, it’s clear that family dynamics and unspoken expectations can cause unnecessary drama, especially when a wedding isn’t what people expect it to be. But, at the end of the day, isn’t the real story about love and practical choices, rather than trying to meet societal expectations?

Share your thoughts below! How would you navigate this delicate situation?

Leona Pham

Leona Pham

Hi, I'm Leona. I'm a writer for Daily Highlight and have had my work published in a variety of other media outlets. I'm also a New York-based author, and am always interested in new opportunities to share my work with the world. When I'm not writing, I enjoy spending time with my family and friends. Thanks for reading!

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