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From Bali To Bail, Man Turns Girlfriend In For Her Fraud And Affair Behind His Back

by Jeffrey Stone
December 3, 2025
in Social Issues

A Bali-bound groom’s sparkly dreams shatter when his fiancée’s late nights, glam-ups, and phone lockdown wave crimson flags. An AirTag slip uncovers her smooching a shady dude in a rough spot, plus a credit card fraud ring feeding her secret fling. He skips heartbreak, calls the FBI.

Now she’s bailed out, wailing he nuked her world. Reddit’s reeling! This love-to-law-enforcement twist has the hive buzzing: heroic whistleblower or vengeful ex?

Man reports perfect fiancée after discovering her secret affair and fraud.

From Bali To Bail, Man Turns Girlfriend In For Her Fraud And Affair Behind His Back
Not the actual photo.

'AITAH for reporting my fiancee and her lover to the FBI for credit card fraud on the OnlyFans platform?'

Not long ago, I was engaged. My girlfriend seemed like someone you could build a life with.

She was beautiful, intelligent, admired, and respected by everyone who knew her.

She always had good ideas and instincts when it came to making money.

She was the girl of my dreams, and I genuinely wanted to spend my whole life with her.

After two years together, I proposed, and we planned to get married in Bali in 2025.

In March of this year, I noticed something off about her behavior.

She started coming home 4-5 hours late, often with excuses that didn't add up.

I also noticed she put a privacy screen on her phone, making it impossible to see what she was doing on the phone.

She began leaving the house looking like a diva, with impeccable makeup, dyeing her hair more frequently, and changing her hairstyle.

She had always been well-groomed, but these changes seemed excessive, like something only models and stars do.

I felt uneasy, and the feeling wouldn’t go away. So, I put an AirTag in her car to track where she was when she was late.

The same day I did this, I saw she was far from home, and her car was parked in a rough area.

I drove like a madman until I found her car and waited for her to return.

After several hours, she came out of a house with a man. Surprise! They kissed passionately as they left.

Despite my anger, I remained calm and decided to talk to her when we got home.

I let her leave first so she wouldn’t see me and then headed home myself.

When I got home, I found her in the kitchen making dinner. Although I was furious during the drive, I managed to stay calm during our confrontation.

After several hours of listening to her excuses, tears, and lies, she finally told me the truth.

She had started a relationship with that guy. He was involved in stealing credit card data

from online store customers and convinced her to create an OnlyFans account and other adult live streaming sites.

Together, they used stolen credit cards to fund her “model” accounts and split the profits.

At my insistence, she showed me her OnlyFans and other accounts. After that, I quietly went to the couch and fell asleep.

The next day, I contacted the police and sent an email to the FBI explaining what my fiancée was doing.

I didn’t tell her anything. I pretended to be upset but passive, and she believed me.

Nothing happened for more than a week until one day, police officers knocked on our door and arrested her.

One month later: The FBI took over the case because her lover was part of a larger online scam group with many victims.

A few days ago, I got a call from my ex-fiancée, who is currently out on bail.

She accused me of ruining her life, saying I overreacted and should have just broken up with her instead of getting her arrested.

Now I want to ask you all: Am I the a__hole in this situation? Should I feel guilty for contacting the police and the FBI?

Discovering your partner’s running a fraud ring with their affair buddy? That’s not some fidelity awkward, that’s FBI raid awkward. Our Redditor stumbled into a crime thriller starring the woman he planned to marry, complete with stolen credit cards powering her online empire. She didn’t just break his heart, she broke the law, big time.

Let’s unpack the chaos. Fiancée claims she was roped in by her lover, a pro at snagging card data from online shoppers. Together, they’d splash stolen funds on her accounts, pocketing the profits like a twisted Robin Hood duo, except they robbed the vulnerable, not the rich.

The Redditor, gutted but ice-cool, gathered proof and tipped off authorities. A month later, cuffs clicked, and the feds linked her beau to a sprawling scam network.

In her defense, she blames: “You should’ve just dumped me!” Honey, fraud isn’t a breakup fee.

Flip the script, though: some might argue love clouds judgment. Maybe she was manipulated, dazzled by quick cash and a bad-boy whisperer. But coercion crumbles when you’re dyeing your hair like a pop star and building a digital throne on victims’ dime. Motivation? Greed glittered brighter than her engagement ring.

As relationship expert Dr. Laura Schlessinger advises in her book Ten Stupid Things Men Do to Mess Up Their Lives, “A lousy relationship is never better than no relationship at all.”

Here, that rings truer than ever: a bond built on betrayal and crime is a ticking time bomb for everyone involved, from the heartbroken partner to the innocent victims footing the bill for stolen dreams.

According to Schlessinger, fiancée’s action is, without a doubt, one stupid thing that, in this case, a woman does to mess up her life. Somehow she criticizes OP back.

Zoom out, and this mess mirrors a grim trend: the FTC reported over 2.6 million fraud cases in 2024, with imposter and online shopping scams topping the charts. Credit card fraud alone cost Americans $5.7 billion last year. So our Redditor didn’t just save himself, he potentially shielded countless strangers from financial ruin.

Neutral ground? Breakups sting, but federal crimes demand daylight. He could’ve ghosted quietly, yet silence lets scams metastasize. Advice: trust your gut, document everything, and loop in pros when lines blur from personal to public harm.

Here’s what Redditors had to say:

Some declare NTA and praise OP for reporting the scam.

FelixTook − The a__hole? You’re a god dammed hero

Rowana133 − NTA. F__k scammers of any kind. F__k her and her boy toy. Scammers stole all my dad's retirement fund. They all deserve to f__king rot.

karben21 − NTA. Play stupid games, win stupid prizes. You did the right thing and have no reason to feel guilty

She’s the thief/scammer/cheater, not you

Others insist the ex ruined her own life and owes victims.

GirlDad2023_ − She says YOU ruined her life? I think she covered that in spades by what she was doing.

PuddleLilacAgain − NTA. Thank you for doing the right thing.

Ex-fiancée saying you ruined her life is ruined is inconsiderate towards victims of stolen credit card info.

midwest73 − NTA - Shame on you for "ruining" her life, but no problem for her in ruining financial lives?

Some affirm police had solid evidence beyond OP’s report.

nylonvest − NTA. There's nothing she did in this entire story that is the least bit sympathetic and you owe her nothing.

Also just FWIW - she wouldn't have been arrested if they didn't have solid evidence of her involvement,

and that means if you had JUST reported the lover she probably still would have ended up being arrested.

Some note OP could have dumped her AND reported her.

grayblue_grrl − You could have broken up with her AND then got her arrested. It isn't an either or situation. NTA

A user marvels at her confessing both crimes and the OF.

cassowary32 − NTA. It's weird that she's confess to the credit card scam AND show you her OF,

but yay for getting justice for the people who's credit cards were stolen.

Some urge OP to move on and protect themselves.

Away-Understanding34 − NTA at all. She made her bed. Blaming you means she is taking no accountability for ripping people off (or cheating on you).

I hope they throw the book at her and he AP. You need to take care of yourself now and rebuild your life without her in it.

ZestyNugs − Nta. If this is real watch your back and stay low.

Some affirm reporting was the right call with no guilt.

MikeReddit74 − NTA, and why would you be? You reported criminals to the proper authorities.

No_Bathroom_3291 − LOL...  Why feel bad about someone cheating on you and scamming others? You did the right thing to turn her in.

Our Redditor traded “I do” for “I reported you,” turning a fairy-tale fiancé into a federal defendant. She says he ruined her life, yet victims of stolen cards might beg to differ.

Was his FBI flex fair play for fraud on this scale, or did heartbreak hijack his moral compass? How would you balance love, loyalty, and the law if your partner pulled this stunt? Drop your spiciest verdicts

Jeffrey Stone

Jeffrey Stone

Jeffrey Stone is a valuable freelance writer at DAILY HIGHLIGHT. As a senior entertainment and news writer, Jeffrey brings a wealth of expertise in the field, specifically focusing on the entertainment industry.

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