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Redditor Stops Parents’ $100K Investment In Cousin’s T-Shirt Startup With No Plan In Sight, Makes Only 3 Sales For Family

by Jeffrey Stone
October 27, 2025
in Social Issues

A routine family phone call spiraled into chaos when a Redditor discovered their parents planned to sink $10,000 into their cousin’s T-shirt “startup”, featuring slogans like “Fat and Thriving.” The cousin, with a Shopify store boasting just three sales, boldly valued her venture at $100,000, prompting the Redditor to intervene and halt the investment.

This bold move ignited a fiery family feud, with the cousin’s side accusing the Redditor of crushing her entrepreneurial dreams. Posted on Reddit’s AITA subreddit, the story divides opinions on whether this was a savvy financial save or a harsh blow to family loyalty.

The clash highlights shaky business ventures, clashing family ties, and the messy fallout of good intentions gone awry.

$100,000 is at stake, Redditor prevents parents from funding cousin’s print-on-demand business.

Redditor Stops Parents’ $100K Investment In Cousin’s T-Shirt Startup With No Plan In Sight, Makes Only 3 Sales For Family
Not the actual photo.

'AITA for banning my parents from funding my cousin’s “Startup”, which just sells T-Shirts and coffee mugs?'

I was on the phone with my parents and they told me they were going to put 10k for 10% of my cousins start up.

I was like what “start up”, and they tell me she has her own clothing company and website.

I then call up my cousin to find out she started a Shopify website connected to a website that creates the T-shirts for you and sends them out,

you just give them a design (printful if you are curious). She has 3 sales and I think that’s just our friends and family.

And an Instagram page with 24 followers. And her clothing isn’t even cool designs it’s just shirts with font like “fat and thriving” and “fat trans lives matter”.

I was like what makes this worth $100k? She then goes onto say that her company has a mission to amplify voices of those that are fat.

And that she needs the money to pay herself a salary and Instagram ads.

I called my parents told them that she doesn’t have anything, that its not worth 100k at all

(my parents don’t understand finance whatsoever) and banned them from giving her money.

Since then, my cousin and her parents view me as POS because I killed her business in their mind. And that I am discouraging female entrepreneurs.

Her parents don’t understand finance either at all, so they think its worth 100k too (they didn’t put in money).

My cousin’s family says if I don’t believe in her then don’t invest, but the fact that I told my parents not to invest makes it evil.

They don’t talk about the sales or anything just that her mission is so good.

This Redditor’s tale is a rollercoaster of loyalty and tough love. The cousin’s “startup” is less Silicon Valley and more garage sale vibes: three sales, a Shopify site linked to Printful, and slogans that haven’t exactly gone viral.

The Redditor, seeing their parents’ savings on the line, stepped in like a financial superhero. But was their veto a rescue mission or a buzzkill for a dreamer?

The cousin’s pitching her T-shirt shop as a mission to “amplify fat voices”, which is noble but doesn’t scream “$100K valuation”. Print-on-demand businesses have low overhead. Think designs uploaded, third-party printing, and zero inventory.

So why the hefty price tag? The cousin wants funds for a salary and Instagram ads, a red flag for investors. As Shark Tank’s Kevin O’Leary might say, “You’re not a business, you’re a hobby!” The Redditor’s skepticism seems spot-on, protecting their parents from a risky bet.

On the flip side, the cousin’s family sees this as a personal attack, accusing the Redditor of undermining a female entrepreneur. The cousin’s mission-driven pitch is heartfelt, but heart doesn’t pay the bills.

According to a 2023 Forbes report, 90% of startups fail, often due to poor market fit or lack of planning. The cousin’s three sales and 24 followers suggest a market that’s barely a whisper, not a roar.

In a Review of Finance study, Knüpfer et al. note, “We show that investors tend to hold the same securities as their parents. This intergenerational correlation is stronger for mothers and family members who are more likely to communicate with each other”.

This insight reveals how family ties can sway investment choices, often prioritizing loyalty over sound judgment, much like the Redditor’s parents being drawn into their cousin’s questionable T-shirt venture.

The Redditor’s parents, admittedly clueless about finance, were swayed by familial cheerleading. The cousin’s clan, equally unaware, equates criticism with betrayal. The Redditor’s “ban” might sound harsh, but it’s a wake-up call: a business needs numbers, not just vibes.

What’s the takeaway? Family investments are a minefield. The Redditor could suggest the cousin drafts a proper business plan: sales projections, marketing strategies, the works. If she can’t, it’s a sign the “startup” isn’t ready. For now, the Redditor’s protecting their parents’ wallet, but a softer delivery might’ve kept the peace.

Take a look at the comments from fellow users:

Some view the cousin’s business plan as a scam or delusional, justifying protecting the parents.

woojo1984 − NTA "that she needs the money to pay herself a salary and Instagram ads" Jesus get a real f__king job.

NybbleM3 − NTA: she's a scam artist and doesn't realize it, and they're just taking advantage of your parents by robbing them blind...

Or she's completely delusional about the product she's selling and her marketability and really thinks it's worth that much.

One isn't much better than the other :/

J0sey_W4les_23 − NTA - "And that she needs the money to pay herself a salary..."

Classic Shark Tank mistake. Never use investor money to pay yourself.

Others suggest the cousin’s plan lacks a solid business strategy and needs more work.

z-eldapin − NTA - I think you were smart. Maybe it will help the family dynamic if you ask the cousin to put together an investor proposal, including mission, timeline,...

Then, when she has put in the work, if she puts in the work, she can present to you and the fam and go from there.

Chances are she won't do the proposal. Sounds like she is hoping that a shirt just 'goes viral' and she'll be a millionaire.

straightoutthebox − While I'm not thrilled about how you did it, what you did was protect your parents

from paying your cousin 10k to enter a crowded marketplace without any real plan.

You're NTA. Your cousin is the a__hole for asking for $10k from your parents for what should be a side hustle.

BookReader1328 − NTA - Unless she's screenprinting the shirts herself, what is her cash outlay?

She has no product except software to design graphics, and I'm sorry, but the biggest cash outlay for starting a business should come from the business owner.

And that concept sounds ridiculous. The first step in assessing a business is gauging amount of clientele.

Some emphasize protecting the parents from a risky investment in a saturated market.

[Reddit User] − NTA save your parents! Your cousin probably has a Cricut,(like me) and millions of other crafty people.

And of those millions, thousands upon thousands all think they can start an Etsy or other online shop and make it rich!

No. Whatever your cousin can make, I can make just as good or better and so can most others.

And the pros that have been at it for years will undercut her prices because they can.

Tell your parents if cousin can do this on the side for a year and turn a profit, then circle back and discuss again.

Edit: apparently it's a worse idea than I thought and she's the middle man.

My opinion still stands, OP should try to protect her parents from i__ot cousin.

indignant-loris − You saved your parents from being scammed. It's not a business, it's hobby at best. NTA.

subsisn − With 10k they could setup the business themselves and own 100%.

This Redditor’s saga is a wild ride of good intentions and family fireworks. By pulling the plug on their parents’ $10,000 investment, they saved a nest egg but sparked a feud.

Was their veto fair, given the cousin’s shaky “startup” with three sales and a $100K dream? Or did they overstep by shutting down a family member’s vision?

How would you navigate this T-shirt-sized drama? Drop your hot takes!

Jeffrey Stone

Jeffrey Stone

Jeffrey Stone is a valuable freelance writer at DAILY HIGHLIGHT. As a senior entertainment and news writer, Jarvis brings a wealth of expertise in the field, specifically focusing on the entertainment industry.

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