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Teen Refuses To Give Up College Fund For Half-Brother’s Treatment After Dad Pressures Her

by Leona Pham
December 22, 2025
in Social Issues

Family loyalty becomes complicated when past choices collide with present emergencies. When parents separate under painful circumstances, children are often left trying to balance empathy with self-preservation. Add a serious medical crisis into the mix, and the pressure can feel unbearable, especially when the solution comes at a personal cost.

In this AITA post, the OP explains how a college fund built largely through their mother’s sacrifice suddenly became the focus of a desperate request. Faced with their younger brother’s worsening health condition, their father asked for financial help that could alter the OP’s entire future.

Torn between guilt, responsibility, and practicality, the OP had to decide where their obligation truly lies. The situation sparked intense debate about fairness, boundaries, and whether love should ever require giving up your own future.

A teen is asked to give up her college fund to help pay for her brother’s treatment

Teen Refuses To Give Up College Fund For Half-Brother’s Treatment After Dad Pressures Her
Not the actual photo

AITA for not wanting to use my college fund to pay for my brother's treatment?

My parents divorced when I was about 7 because my dad had admitted to having an affair.

My mom and I moved out of our house and into an apartment

while my dad immediately moved his mistress into our house

because she was pregnant with my twin brothers.

My mom was devastated but she quickly picked herself up for us.

She went back to school and as a result, she continued climbing up in her career.

My mom adjusted better to going from a double income household to a single income

and was able to contribute a substantial amount of money to my college fund.

My dad on the other hand had a harder time as he now

has to support a family of 4 sometimes 5 on a single income as his wife is a SAHM.

My dad did not have much disposable income and so did not contribute as much to the fund.

I'm going to finish school soon

and I have a good shot at getting into my first choices of college.

Unfortunately my brother 10M was diagnosed

with a kidney disease which has progressed to where he needs to be on dialysis.

My dad is drowning in medical debt so my mom agreed he no longer needed to pay child support.

The specialist had suggested a different treatment for my brother as most other treatments didn't help

or stopped working and they are running out of options short of a transplant (not doable at this time).

This treatment is not covered by insurance and costs a lot.

My dad can't take out a loan due to debt.

Dad and his wife sat me down when I was over

and asked if I would be willing to let them borrow my college fund

to pay off my brother's treatment.

They offered to pay the money back but I knew they wouldn't be able to.

I really don't want to give them the money

because I know if I don't get any scholarships I wouldn't be able

to go to the college I want to without going into debt myself.

My future would be at risk and I know my dad wouldn't help if I needed it.

In addition, the money technically belongs to my mom,

I can't just give it away and I know she would refuse to give them the money.

My dad and his wife are furious at both my mom and I and is trying to guilt me into it.

I do feel terrible for my little brother..AITA?.

ETA. My dad does have a second job that he works on the weekend,

and his wife home schools the boys and is a full time care giver for my brother.

My dad's family disowned him when the affair came to light.

He did get some help from his brother and sister

but they can only give so much, I do think I was his last option.

His wife did not have a lot of family.

Lastly, of course I would feel bad if something happened to my brother,

he's just a little kid, but I would want to help him with MY OWN money

and I can only do that if I start my career debt free.

I Also don't want to risk my own future..

UPDATE: So after I called my mom she left work early and picked me up from dad's house.

She took me for coffee and I explained what happened.

After talking a bit she said I could either keep the fund as is

and not give dad the money or we can take the money

that dad had contributed and give that back to him.

I told her I wanted to give dad back the money he put in.

After we finish our coffee mom withdrew the exact amount dad put in over the years.

Mom also matched the amount and added it to give to dad.

I waited in the car while she gave dad the money

and he was upset because the money wasn't enough.

Mom told him that is all he's going to get from her

and threatened to take him to court if he and his wife keeps harassing me.

This is probably the last update as I am going low contact with dad for now.

Thank you everyone of the genuine support and the advice.

When families face a crisis, love and fear often collide in ways that force impossible choices. Many people know the weight of being asked to sacrifice their future for someone else’s survival and the quiet guilt that follows when love alone can’t solve structural injustice.

In this story, the OP wasn’t choosing between college and compassion. They were caught between loyalty to a vulnerable younger brother and the responsibility to protect a future painstakingly built by their mother.

The request from their father didn’t arrive in a vacuum; it came layered with years of emotional upheaval, divorce, financial instability, and unequal responsibility.

While the OP’s empathy for their brother is clear, so is their awareness that giving up the college fund wouldn’t be a temporary setback; it would fundamentally alter their trajectory. The pressure placed on them transformed concern into coercion, blurring the line between asking for help and transferring parental responsibility onto a child.

A different perspective emerges when looking at how desperation distorts boundaries. Parents facing a child’s serious illness often operate in survival mode, where every possible resource feels justifiable.

Psych noted that under extreme stress, adults may engage in “moral displacement,” unconsciously shifting responsibility onto others to relieve unbearable pressure.

In this case, the father’s request wasn’t rooted in malice, but in panic. Still, panic doesn’t make the ask appropriate, especially when it targets a minor or young adult with limited power and no obligation to fix an adult’s circumstances.

Psychologically, this dynamic reflects parentification, a phenomenon in which a child takes on roles usually reserved for adults. As Psychology Today explains, “Parentification is when a child is forced to take on the role of a supportive adult within their family.”

This helps clarify why an adult’s request that leverages guilt and seeks to transfer responsibility onto a young person can feel coercive and developmentally inappropriate, even when driven by fear rather than malice.

Interpreted through this lens, the OP’s decision wasn’t selfish; it was protective. By refusing to give up the college fund, they weren’t choosing education over their brother’s life; they were refusing to accept a false binary created by a broken system and overwhelmed adults.

The update underscores this clarity: returning the father’s contribution honored fairness without destroying the OP’s future, while the mother’s boundary-setting restored balance.

What stands out most is that compassion doesn’t always look like sacrifice. Sometimes it looks like refusing to let crisis consume another generation.

When systems fail, families are pushed into impossible corners, but protecting one child’s future doesn’t mean abandoning another. It means recognizing that responsibility must rest where it belongs, even when the outcome is painful.

Here’s the feedback from the Reddit community:

These Redditors stressed the money belonged to the mother, not OP

FancyPantsDancer − NTA. The money isn't yours, firstly. It was allocated by your mother for a specific thing.

You're damn right you're not getting the money back if you loan them.

It was grossly inappropriate for our father to ask for money from you, who I presume is a minor.

oaksandpines1776 − NTA That money is your Mom's money that was set aside from her for your college.

It was not meant to pay for her ex husband's kid's treatments.

They call it a loan, but it is not.

It will never be repaid and your MOM will be out thousands of dollars of her hard earned money.

They need to come up with other sources, such as holding fundraisers

(carwashes, yardsales, HoFundme, and BBQ do well in my area)

or StepMom needs to work after Dad is off work so he can do childcare, or Dad needs a second job.

They can also look into government aid or medical studies where treatment would be covered.

NorthernLitUp − NTA. Tell them frankly that it's not your money

and your mom has the right to use that money as she sees fit. This is not your problem AT ALL.

They emphasized how inappropriate it was to pressure a teenager

capmanor1755 − NTA. You have a lovely, understanding and clear eyed view of this.

He'd never pay you back and you'd be stuck under college debt

for the next 20 years. Ask your mom to be the bad guy.

She can have her divorce attorney send a letter telling him the funds are hers to control

and she's not giving up years of her savings for he and his affair partner's expenses.

She can also tell him that she'll take him to court

to end his custody if he keeps trying to financially abuse a 17 year old.

That's a bit of a feint since you could choose

to go no contact at any point but it might shock him out of his behavior.

thenord321 − Nta Tell your mom, you shouldn't be put into this situation.

(No one should but especially not a teen).

EDIT: The real AH here is the medical system where OP lives.

A child's life shouldn't depend on trading another child's education

nor should it plunge a family into financial disaster.

This group suggested alternative solutions like aid and fundraising

Imaginary_Building_4 − NTA, that money was put away to secure your future.

Your brothers health issues are sad but you are not responsible for him.

That's his father's job and it's not fair of them to have asked this of you.

LilPajamas − Dad and his wife need to figure it out like adults.

They can borrow money elsewhere or get second jobs.

Your college money is not their emergency fund. NTA.

They warned the “loan” would never be repaid and damage OP’s future

JfPickups − NTA - Wow, first of all, as an adult and imperfect parent myself,

I must apologize for your father.

News Flash, us adults can be ginormous turds when we are scared

or feel our backs against the wall, but this is WAY beyond that.

Your father is putting up Hall Of Fame AH numbers right now.

He is the proverbial drowning person who will drag you down with them is you let them.

Your reasoning is clear, and it is correct in my view. Do not forget your current understanding,

that this money has nothing to do with how much you love

or care for your brother. Your Dad should be ashamed of himself.

I hope your father snaps out of this

and recognizes his toxic approach could do permanent damage to your relationship.

For additional perspective, when I was 3 or 4,

my slightly older sister lost both kidneys,

then she spent 50 years fighting battle after battle.

So consider, that your college fund is but a drop of water compared

to the river of medical costs that may be coming for your father

and his wife over the coming decades.

It will mean very little in the battle to pay all those medical bills

but will mean the world to your education.

KronkLaSworda − NTA They aren't going to pay you back.

Their debts and poor credit are their own fault, not yours.

You need to focus on your education to avoid the hole they dug for themselves.

Most readers agreed this wasn’t a question of kindness; it was about boundaries. A child’s illness is tragic, but forcing another child to sacrifice her education only spreads the damage. The compromise reached offered help without destroying a future, and many saw it as the only fair outcome.

Do you think family obligation should ever override a young person’s long-term security? Where should compassion end and self-protection begin? Share your thoughts below.

WHAT DO YOU THINK OF THIS STORY?

WHAT DO YOU THINK OF THIS STORY?

OP Is Not The AH (NTA) 0/0 votes | 0%
OP Is Definitely The AH (YTA) 0/0 votes | 0%
No One Is The AH Here (NAH) 0/0 votes | 0%
Everybody Sucks Here (ESH) 0/0 votes | 0%
Need More INFO (INFO) 0/0 votes | 0%

Leona Pham

Leona Pham

Hi, I'm Leona. I'm a writer for Daily Highlight and have had my work published in a variety of other media outlets. I'm also a New York-based author, and am always interested in new opportunities to share my work with the world. When I'm not writing, I enjoy spending time with my family and friends. Thanks for reading!

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