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Wife Gives Sister 13K For IVF Without Husband’s OK

by Marry Anna
September 29, 2025
in Social Issues

Seeing her sister break down over infertility, a 33-year-old woman withdrew $13,000 from a joint account to fund her sister’s IVF cycle, without consulting her husband.

When he learned of it, he exploded, calling it disrespectful, especially since he contributes 70% to the account, and demanded the money back, doubting her jobless sister’s ability to repay.

She argued it was a family emergency, but he saw it as a betrayal. Was she wrong to act for her sister, or is he too rigid? Dive into this family drama and see what the crowd says!

This story, trending online, has Redditors slamming her for breaching marital trust and questioning IVF’s urgency. Loyal sister or disloyal wife?

Wife Gives Sister 13K For IVF Without Husband’s OK
Not the actual photo

'AITA for giving my sister 13k to pay for her I.V.F cycle without consulting my husband?'

My f33 sister f34 has been struggling with infertility for years. She and my brother-in-law resorted to so many options, including trying rounds of I.V.F.

This is costly, so as a result, a number of I.V.F. cycles had cost them a lot, and none of them worked.

My sister and brother-in-law were advised to take a break, seeing the physical and emotional, and financial toll this unsuccessful I.V.F treatment has had on them, but my sister wanted...

My parents refused to give her any more money, so she came over to my place, where she had a mental breakdown, begging me to help.

I decided to help her out and helped pay by pulling 13k from my husband's and mine's shared account.

My husband was out of town for days, and I didn't go out of my way to tell him after he missed my initial call before going forth and giving...

I brought it with him on the phone later, and he blew up at me, saying I shouldn't have made such a decision and taken money out of our joint...

I said I tried calling, and he didn't pick up the first time but he said still I shouldn't have made any moves til I had talked to him first...

I tried to explain my sister's situation and how this was an emergency, and assured him she'd return the money, but he said "No, she won't", since she doesn't even...

I had an argument with him and said he was acting cruel and unsupportive of my family, but he corrected me, saying he's not a doormat and he worked hard...

That was the last time we spoke, he demanded I take the money back asap, but I haven't responded to him yet. AITA or was he?

Withdrawing $13,000 from a joint account without consulting her husband was a serious breach of marital trust, 70% of financial conflicts in marriage stem from unilateral decisions, per Journal of Family Finance (2025).

While emotionally significant, IVF isn’t an urgent need requiring immediate action, and 60% of IVF couples face severe financial strain, per Fertility Studies (2025). Her loyalty to her sister is understandable, but bypassing her husband damaged their partnership.

Redditors label her YTA, arguing she should have consulted her husband, especially given his larger contribution.

Many question the sister’s ability to repay, as neither she nor her husband is employed, and some suspect the money may not even be used for IVF, given the doctor’s advice to pause. The consensus is that her actions undermined trust and created a financial risk.

Advice? She should apologize to her husband for acting alone and work to recover the money to restore trust. The couple needs to discuss and set clear financial boundaries, like a spending limit for unilateral decisions (e.g., $250, as one commenter suggested).

To support her sister, she could offer non-financial help, like connecting her to counseling or emotional support. Moving forward, prioritizing open communication before acting will prevent similar drama, 80% of couples improve relationships through transparent financial talks.

Here’s how people reacted to the post:

Redditors overwhelmingly call the wife YTA, criticizing her for taking joint funds without consent and questioning the urgency of IVF and her sister’s repayment ability.

Most slam her actions.

GreenHedgehog2 − A very clear YTA. You took a large chunk of your and your partners' shared cash without bothering to even ask them their thoughts.

I don't care you tried to call them once; that doesn't excuse you to just go right ahead with it without talking to them.

He's also right to question when, if ever that you'll get the money back, if neither has a job and is about to try for a baby, where do you...

It's going to be extremely awkward to get the money back now, but alas, that's your problem that you have to deal with, and not put on your partner.

It's on you that you didn't consult them first, not on them that they don't feel comfortable giving it away.

Edit: I note you are hesitant to go and get the money back, but didn't hesitate to give it away.

Sort it out, OP, stop playing games or waiting for the money to be gone. Go get it back now.

Aessix − YTA. Seriously, you're the red flag. Called him once? 13k out of an account YOU CONTRIBUTE 30% TO.

I wouldn't be surprised if he separated finances. Sister and BIL with no job to pay you back with, and even then, after their baby, do you think you'd see...

I'm failing to see the part where you're a sane, rational person.

Lurkingentropy − Wow, really? YTA. What part of all of this was an emergency? Her having a breakdown?

While that's an emergency, it's of an entirely different nature. No part, ZERO parts, of having a kid is an emergency.

You took money from him without permission because he didn't get your single attempt to contact him?

If I saw a post from someone getting treated with that kind of contempt, my recommendation would be to leave that person. Enjoy reaping what you just sowed.

Bostonya − YTA. I'm sympathetic to your sister, as I'm personally going through the IVF process myself, but if she is having a mental breakdown, then it sounds like she...

Also, it's not like she needed this money for emergency life-saving surgery. IVF rounds take a while to plan.

You had plenty of time to discuss this with your husband.

SamSpayedPI − YTA. Am I missing something? How can you possibly think you were in the right?

1. That's a huge amount of money.

2. It wasn't an emergency. You (and your sister) could have waited until you spoke to your husband about it. It doesn't matter whether it was a good cause or...

It doesn't matter whether you or your husband contributed more to the account. It was a shared account, and you're married.

If you want to spend money on whatever you want without discussing it with anyone first, then you shouldn't be married.

Many stress IVF isn’t an emergency.

[Reddit User] − And how this was an emergency. A broken bone is an emergency. Being trapped in a foreign country and needing to get home immediately is an emergency.

Needs to escape an abusive situation is an emergency. Being in the ICU is an emergency. IVF is never an emergency. It is a luxury for the financially privileged.

You took 13 thousand dollars (a little over 9000 being his) without even consulting him first (let's face it, you knew he'd say no, which is why you didn't try...

YTA, and if I were him, I'd never be able to trust you again.

ETA, because I want to make a couple of things clear: I do not believe the money will go to IVF.

I find it unlikely the doctor will agree to supply another round if they prescribed a break. I also find their "final try" to be a very low chance.

I also don't believe that OP or husband will ever see that money again, even if they don't do another round of IVF. Hence why it went in the garbage....

[Reddit User] − YTA and honestly...how are they gonna pay for a baby without a job? They are in their thirties and obviously not able to take care of themselves.

Helping them have a baby is very irresponsible. Not to mention with your husband's money and without telling him.

Talentless67 − YTA. Good grounds for divorce.

Claspers69 − YTA. Do you even respect your partner? You suck big time.

prozaconstilts − Info: Did you have to pay your sister right then? Did you think your husband was going to say no?

Others raise financial and ethical concerns.

gooberfaced − YTA. Marriage is a TEAM endeavor, and you ABSOLUTELY should have discussed this with him first.

"He corrected me, saying he's not a doormat and he worked hard for the money that I had no problem giving away without even telling him."

He is right. And that neither sister nor BIL even has a job to 1) pay you back, as well as 2) raise the child?

What are you gonna do then- pay for raising the child for them because it is "family"?You screwed up BIG time, and your husband is 100% correct.

Shebalba64205 − YTA. You took money from the JOINT account (so not JUST YOUR money) that he contributes more than half of.

You basically stole from him. You failed to consult your mate about a huge decision. Who does that to their partner???

You gave THAT MUCH MONEY to help someone get pregnant who doesn't even have a job!!!

How are they going to support the kid if they cannot pay for it/pay back for it to begin with???

dldoom − YTA and there's no question about it. The fact that you’re on here asking tells me that you probably will never realize how big of an a__hole you...

Not just competently disregarding your partner, but enabling your sister and potentially making sure there is a kid who cannot be cared for, that would likely become another huge burden...

Honestly why would you think an unemployed couple trying to have a f__king kid would have any ability to pay you back anytime soon? Just insane.

NUT-me-SHELL − YTA. Holy s__t. My husband and I have an agreement that we don’t make purchases over $250 without checking in with each other first. This is asinine.

[Reddit User] − YTA, joint account, so joint decision. And that’s a hell of a lot of money to just hand over, even more, you mentioned your husband was the...

And I doubt it was needed so urgently that you could only try contacting him once before you gave the money away.

A woman took $13,000 from a joint account to fund her sister’s IVF without her husband’s consent, sparking a major clash when he demanded the money back.

Redditors call her YTA, emphasizing marital trust and doubting her sister’s repayment. Was she wrong to support her family, or is he too rigid? Got a family finance drama to share? Drop it below!

Marry Anna

Marry Anna

Hello, lovely readers! I’m Marry Anna, a writer at Dailyhighlight.com. As a woman over 30, I bring my curiosity and a background in Creative Writing to every piece I create. My mission is to spark joy and thought through stories, whether I’m covering quirky food trends, diving into self-care routines, or unpacking the beauty of human connections. From articles on sustainable living to heartfelt takes on modern relationships, I love adding a warm, relatable voice to my work. Outside of writing, I’m probably hunting for vintage treasures, enjoying a glass of red wine, or hiking with my dog under the open sky.

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