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Man Refuses To Lend Brother Money—Uses Savings To Build His Wife A Spa Bathroom, Mom Calls Him “Selfish”

by Annie Nguyen
July 22, 2025
in Social Issues

Ever dream of a luxe bathroom escape, only for your brother to beg for your savings? That’s the drama one Redditor’s facing as he plans a tenth-anniversary gift for his wife—a jetted tub, heated floors, the whole shebang. But his brother, drowning in debt from a $150,000 truck and a mansion, wants a handout.

When the Redditor said no, his mom flipped, calling him selfish for not “helping family.” This AITA post is a rollercoaster of loyalty, love, and family shade. Wanna know how it went down? Dive into the full story below!

Man Refuses To Lend Brother Money—Uses Savings To Build His Wife A Spa Bathroom, Mom Calls Him “Selfish”

One man shared on Reddit how his dream of building a luxe bathroom for his wife got tangled up in family drama over his brother’s financial troubles

'Aita Wasting Money On A Bathroom And Not Helping My Brother?'

My tenth anniversary is coming up and my kids are getting old enough to be a pain in the b**t regarding our single bathroom. I have been saving up and for my tenth anniversary I am getting a bathroom installed in the basement. I am going all out. Well, as all out as I can afford.

I am getting a two person tub with jets, in floor heating and a heat lamp so my wife can dry off and stay warm. Anyways the issue is that my brother is having money problems. He called me and asked if I could spare any money to help him out. He has a tendency to live beyond his means.

We have similar jobs and salaries but he has a huge house with three and a half bathrooms. He drives a $150,000 truck that he will never use to tow, haul, or go offroad with. His wife's engagement ring cost as much as my motorcycle. My family lives in a bungalow my wife and I bought.

It was built in 1956 and it is cozy for us and two kids. But my mom constantly compare our lifestyles. She loves showing people pictures of his Christmas decorations and stuff. And she shares his vacation pictures. That sort of thing..

The bathroom budget is $25,000 but it will probably go higher when the contractor starts working. My mom is backing him up. She says that I don't spend any money so I should have some saved to help out family. She is saying he might have to sell his truck or downsize his home. I told her that's not really my problem.

He makes a little more than I do a year so he should have savings too. She said that he needs to have a big house so he can entertain since he wants to kiss ass all the way up the ladder. That might just be my interpretation.

I don't want to lend him money and watch him waste it and be disappoint my wife. She deserves a bathroom where she can take long baths without the kids, or me interrupting to use the toilet. I could cut corners and lend him some money but I really don't want to do that. Even if it means he has to sell his stuff.

Siblings can have wildly different relationships with money—and wildly different expectations of one another. In this case, the Redditor’s situation touches on a classic family dynamic: the “responsible sibling” being leaned on to rescue the “reckless one.”

What stood out immediately? The brother’s financial crisis wasn’t caused by tragedy—it was the result of chronic overspending. Dr. Brad Klontz, a financial psychologist and co-author of Mind Over Money, has studied this pattern. He notes, “We often see families where one member is praised for material success, but that ‘success’ is built on a foundation of debt and denial.”

In other words, the Redditor’s brother is reaping the social rewards of a luxurious lifestyle while expecting others to clean up the consequences.

It also highlights another common trap: emotional budgeting. According to Klontz, “People feel guilty for saying no, so they say yes—even when it hurts them.” But guilt shouldn’t dictate generosity. If the Redditor had caved, his family of four would lose a much-needed upgrade, and his wife would miss out on a heartfelt anniversary gift.

The mom’s reaction? Textbook favoritism. A 2023 study published in the Journal of Family Psychology found that perceived parental favoritism often breeds resentment and guilt in adult siblings, especially when it comes to financial decisions.

Let’s also not ignore the unspoken sexism woven into this tale. His wife—who shares one bathroom with kids and works just as hard—was nearly robbed of her comfort because a grown man refuses to downsize his pickup truck. This isn’t just a financial issue—it’s a matter of respecting the labor and sacrifices made in daily life.

And let’s not pretend: a single bathroom for a family of four is not a luxury issue—it’s a stress issue. A 2020 survey by Houzz reported that 61% of families cited “not enough bathrooms” as a major source of household tension. Upgrading that space directly improves everyone’s quality of life.

In the end, this isn’t about a bathroom versus a brother—it’s about recognizing that enabling bad choices isn’t kindness. It’s enabling.

Users cheered the Redditor for refusing to fund his brother’s extravagant life, with one saying he should sell his truck to fix his own problems

MrM0on − NTA You hit the nail on the head when you told your mum '*I told her that's not really my problem'* How you spend your money is down to you and your own family.

Scrabblement − NTA. If $25,000 will solve his problems, he could solve his own problems by selling his ridiculously expensive truck and buying a reasonably priced used car. Enjoy your new bathroom.

[Reddit User] − Could be the fact that I desperately want a second bathroom, but NTA. All the reasons you cited are additional points for why you're NTA, but ultimately even without any mitigating factors your savings are yours and you don't owe anyone a loan (or gift, since it sounds unlikely he'd be able to pay you back).

Users cheered the Redditor for refusing to fund his brother’s extravagant life, with one saying he should sell his truck to fix his own problems.

notlucyintheskye − NTA it will probably go higher when the contractor starts working. It will absolutely go higher. We were quoted right around $20k for our bathroom reno and.......

let's just say that number steadily creeped up when we realized that old plumbing is a literal nightmare on Earth that very rarely meets code/current standards. . She is saying he might have to sell his truck or downsize his home. As he should.

Those are both options that grown adults would do, rather than expecting their lives to be funded by siblings. ​ It is BEYOND time for your brother to learn to live within HIS means, not his and whatever he can b** off of you and other family members.

Livid-Assistant-7860 − NTA. Don’t you dare lend him a dime ESPECIALLY if he is living beyond his means. Sorry not sorry.

ThanksAffectionate66 − NTA at all. He's the one who wasted his money, not you. You live within your means and don't try to do more than you can afford. You saved for a goal and you made it. Well done and good on you. It's not your fault your brother was irresponsible.

It's also not your responsibility to bail him out just because you were responsible and he was not. Do your bathroom and enjoy it. Congrats and don't let others bring you down or hold you accountable for their actions.

One user called out Mom’s favoritism, saying her push to bankroll the brother screams “favorite child” energy

Anxious-Plant4975 − NTA. Your mom is kind of an a**hole though. Your brother literally makes more money than you do and she wants you to bankroll him? Gives strong 'tell me you have a favorite child without telling me you have a favorite child' vibes.

You were diligent with how you spent your money and you should reap the benefits of it. Treat your family to that second bathroom. Your brother made his bed and now it's time to lay in it.

Users loved the Redditor’s focus on his wife’s dream bathroom, with one calling him “Husband of the Year” for prioritizing his family

Assia_Penryn − NTA Downsizing his truck isn't the same as needing food to live because something unexpected happened. Get the bathroom. It's quality of life.

Far-Cup9063 − NTA, and you are a strong candidate for Husband of The Year! How sweet of you to build a special bathroom retreat for her!! if Mom wants to help out the brother that bad, let her loan him the money. No, I already know, she doesn’t have the money to do it, therefore . . .

But he can sell his fancy truck, or sell some diamonds. Everyone has to do stuff like that when there’s a money crunch. Why should he be different? stick to your guns and make your wife the happiest lady within 500 miles!

One commenter jokingly quoted scripture like “I’m not my brother’s keeper” to support the Redditor, urging him to stay firm

Dszquphsbnt − NTA he might have to sell his truck. I’m agnostic leaning towards atheist. Nevertheless, the Bible does have some gems. Such as, “I am not my brother’s keeper. ” You need this more in your life. Another one is, “God helps those who help themselves. ” Your brother could use this.

A lesser known third— I’m paraphrasing here— is, “To everything there is a season—a time to speak, and a time to shut the truck up. ” Paging your mom. Edit: fine you got me. I never read the Bible. I took poetic license to make a point. I’m sure God understands and is cool with it. And if not, he can post an AITA about it.

This Redditor didn’t just say no—he said yes to his wife, his peace, and his right to enjoy the fruits of his own planning. His story isn’t about being stingy—it’s about boundaries, respect, and knowing the difference between real need and entitled wants.

So what do you think? Should he have sacrificed a long-awaited second bathroom for a brother with a flashy lifestyle? Or did he finally do the right thing by putting his own family first? Let’s hear your take in the comments.

Annie Nguyen

Annie Nguyen

Hi, I'm Annie Nguyen. I'm a freelance writer and editor for Daily Highlight with experience across lifestyle, wellness, and personal growth publications. Living in San Francisco gives me endless inspiration, from cozy coffee shop corners to weekend hikes along the coast. Thanks for reading!

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