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Husband Secretly Drains $7000 In Savings For IVF To “Lend” A Friend, Then Blames Wife For The Fallout

by Jeffrey Stone
February 2, 2026
in Social Issues

A woman’s hopes for motherhood crumbled after years of fertility struggles and personal savings poured into IVF funds, until her husband quietly withdrew $7,000 to lend his lifelong best friend for a new car, without a single word of discussion.

He brushed it off as a favor any true friend would return, but when she insisted on the money’s immediate return and mentioned authorities to ensure it, he erupted in rage, labeling her selfish and unhinged. He then accused her of bearing sole responsibility for their childlessness before storming out to stay with his friend.

A woman discovers her husband secretly used $7,000 from their IVF savings to lend to his friend.

Husband Secretly Drains $7000 In Savings For IVF To "Lend" A Friend, Then Blames Wife For The Fallout
Not the actual photo.

'AITA for getting back the money my husband took from our IVF treatment and gave to his friend?'

To start off I want to say that my husband (36M) has an old friend (33M) that he's known since high school.

They're inseparable and spend the entire week together. Like they're really really close.

My husband and I struggled with fertility issues for years. We recently started new method (IVF) in hopes to get at least one child together.

Note that I saved for the majority of treatment while my husband only paid 2-3 thousands.

We saved up for another round after the huge disappointment and heartbreak from failing the first time (that's just how it goes).

This time I'd put all the money (including dad's inheritance) and my husband didn't pay a cent.

Last week I found out that he secretly pulled out 7k (we had 11k in total). I was completely and utterly shocked I confronted him

and he casually reminded me of how many times his best friend complained about his "old junk" car

and he decided to "lend" him 7k to buy a decent car, his argument was that his friend would've done the same for him.

I was beyond livid I asked if he really thought that was okay and he said that I shouldn't worry and guaranteed his friend will pay us back in time.

I lost it on him and immediately demanded his friend to send the money back and threatened police involvement in case he refused.

His friend immediately returned the money but told my husband about the police thing

and my husband came home and yelled at me calling me unhinged and selfish.

I told him I saved up some of this money/used my inheritance for this treatment while he contributed nothing even though we're in this together.

He "corrected" me saying I'm the one with the problem and he thought it's only fair that I "make up" for it by paying for the IVF myself.

This hurt so badly and I couldn't argue anymore. He went to stay with his friend

while constantly shaming me for how I treated them both and for the police involvement like they stole from me or something.

The core issue boils down to a serious breach: one partner secretly withdrawing a large sum from funds earmarked for something as emotionally charged as IVF, without any conversation. The husband’s defense rings hollow when the stakes involve a couple’s future family. Meanwhile, his backlash flips the script, turning a clear boundary violation into her fault.

Opposing views might argue friendships matter, and a quick loan between old pals isn’t world-ending, especially if repaid. But context shifts everything: this wasn’t spare cash, it was targeted savings from her efforts and inheritance, for a shared goal he barely contributed to financially. Prioritizing a friend’s car upgrade over the couple’s fertility journey screams mismatched priorities and a lack of partnership respect.

This ties into the broader issue of financial infidelity, when one partner hides or misuses money in ways expected to upset the other. It’s shockingly common and corrosive.

A Bankrate survey found that 40% of Americans in committed relationships have committed financial infidelity, like hiding purchases, debt, or accounts from their partner. Such secrets erode trust fast, often leading to arguments or even relationship endings.

Experts highlight how devastating this can be. As noted in reporting from the Gottman Institute, financial infidelity involves “consciously or deliberately lying to a romantic partner about financial behavior,” and it “can generate suspicion and resentment between partners. It can even shatter trust.”

Neutral steps forward could include open talks about boundaries around shared funds, perhaps with a couples counselor specializing in money dynamics to unpack why he felt entitled to decide unilaterally and why he deflected blame so harshly.

Rebuilding requires genuine accountability, no more shaming or excuses. But if patterns persist, like repeated minimization or prioritizing friends over the marriage, it may be worth weighing if this partnership supports the family life she envisions.

These are the responses from Reddit users:

Some people strongly urge the OP not to have a child with her husband and to seriously consider leaving or divorcing him.

Country-girl-2212 − Oh Hon…you are not “in this together”…do not have a child with this man. NTA

DustyOwl32 − NTA. He doesn't seem like he actually wants kids. Better idea, divorce him and get a sperm doner/ surrogate.

Sarabanana97 − NTA Your husband should have asked you about it first and it would've been your decision not his.

On another topic, it is not your fault for your fertility issues. Maybe it's the fate telling you not to do it with this man. There's too many red flags...

He doesn't contribute as much as he can. He thinks it's your responsibility. He will think that about the child as well.

He doesn't respect you enough to include you in decisions of importance. He feels like what's yours is his. What's his is his.

He is immature and childish. Who goes snickering to his friend? I used to do it when I was about 10/13 about my mom.

Honey please do not have a child with him. Once you do that you are stuck for good. Divorce is easy when there is no children involved.

Once you have a child you have to keep contact with him. And you do not want that.

Take care of yourself and find someone who values you and is willing to fight and support you through the motherhood journey.

It's not all sunshine and rainbows. But it doesn't have to be storms and hurricanes either.

Take care of yourself and remember you are your only priority right now. Not your husband.

You do not have to feel responsible for his behaviour and it was not because of anything you did.

He crossed a very serious line. He still did not acknowledge his wrongdoings and he won't in the near future.

_neontangles − "I told him I saved up some of this money/used my inheritance for this treatment

while he contributed nothing even though we're in this together.

He "corrected" me saying I'm the one with the problem and he thought it's only fair that I "make up" for it by paying for the IVF myself."

This is one of the cruelest things you could say to a person. Please, PLEASE, don't have a child with him.

And I would honestly seriously reconsider this relationship completely after a comment like that.

Someone that truly loved and respected you would never say something that awful, let alone take 7k out of the bank, that was for IVF, to lend a friend without...

Some people view the husband’s actions and words as clear signs that the marriage is over and he no longer wants a child with her.

[Reddit User] − NTA and I think it's evident at this point you are no longer in a committed relationship.

Your husband has finally revealed several things to you. Something I don't think you realize that he revealed is that he no longer thinks you will have a child no...

If he was in it to have a child he wouldn't have pulled that money out to begin with.

It was a hit or miss on whether or not the friend could repay that 7 k in time. If he needed it then its not something he can easily...

On top of this your husband is now outwardly hurting you by saying you are the one with the problem and is effectively saying it isn't his fault.

Your husband no longer wants to have a child with you. And his lack of cate and feelings for you,

as well as how ready he was to steal money from you, just shows that this relationship is over.

For your own mental safety I recommend leaving him and finding someone to love who is mentally available to take this journey with you. Your husband is not this man.

Accurate-Fisherman68 − NTA. I don't see how your marriage can come back from this.

[Reddit User] − NTA and I'd be looking for a divorce lawyer. He has put his friend getting a new car above you trying for a child

and blames you for an issue that you neither instigated nor asked for. He is not the man for you.

Some people condemn the husband’s cruel comment about her fertility issues as deeply hurtful, disrespectful, and incompatible with a loving partnership.

lmchatterbox − NTA. That was money you saved/inherited. That means you ARE the one paying for it and he DID steal from you.

[Reddit User] − "He "corrected" me saying I'm the one with the problem and he thought it's only fair that I "make up" for it by paying for the IVF...

I hate to say it, but you should run. This man has no respect for you. How could he say something so hurtful to the person he is supposed to...

If this is really what he thinks of you, he doesn't deserve you. NTA.

Edit : I striked out a part of my text, because OP stated that it's not the first time he uses this line.

Clearly he means it. He is 100% accusing her instead of supporting her. This is not how loving husbands act.

Some people question the husband’s suspiciously large loan to a friend and highlight major differences in financial responsibility that threaten the marriage.

zszal − NTA. Are you sure your husband and this guy are just really good friends?

I can’t imagine giving $7000 to my close friends from high school so they can buy a car! Seems weird to me.

Also, not to pull the divorce card, but holy guacamole. If you and your husband have such different views of financial responsibility and money management,

I’m not sure how your marriage lasts in the long term. Sorry you’re going through this.

If you continue with IVF treatments, then I wish you the best of luck.

This wild ride leaves one big question hanging: when one partner’s loyalty seems split between marriage vows and a high school buddy, where does the line get drawn? The Redditor’s stand protected her hard-earned resources and future hopes, but at the cost of explosive fallout and painful accusations.

Do you think demanding the money back crossed into overreaction territory, or was it the only way to reclaim respect in a lopsided dynamic? How would you handle a spouse who treats joint dreams as optional while helping a friend first? Drop your thoughts below, we’re all ears!

WHAT DO YOU THINK OF THIS STORY?

WHAT DO YOU THINK OF THIS STORY?

OP Is Not The AH (NTA) 22/22 votes | 100%
OP Is Definitely The AH (YTA) 0/22 votes | 0%
No One Is The AH Here (NAH) 0/22 votes | 0%
Everybody Sucks Here (ESH) 0/22 votes | 0%
Need More INFO (INFO) 0/22 votes | 0%

Jeffrey Stone

Jeffrey Stone

Jeffrey Stone is a valuable freelance writer at DAILY HIGHLIGHT. As a senior entertainment and news writer, Jeffrey brings a wealth of expertise in the field, specifically focusing on the entertainment industry.

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