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Man Removes Disabled Ex From Insurance To Secure Full Custody After She Bans Daughter From Ballet Out Of Jealousy

by Annie Nguyen
February 11, 2026
in Social Issues

Parenting after a breakup is rarely simple, but it becomes even more complicated when resentment and illness enter the picture. What begins as shared custody and good intentions can slowly unravel when one parent’s unresolved pain starts shaping the household atmosphere.

In this story, a father continued paying for his disabled ex-partner’s private medical insurance long after their relationship ended. He believed it was the right thing to do for the mother of his child.

But when his teenage daughter confessed that life at her mom’s house had become unbearable, he made a drastic move that shifted the balance of power overnight. Now he wonders whether protecting his daughter came at too cruel a cost. Scroll down to see how Reddit weighed in.

A father faced an impossible choice between mercy and protection

Man Removes Disabled Ex From Insurance To Secure Full Custody After She Bans Daughter From Ballet Out Of Jealousy
Not the actual photo

AITA for taking my ex-gf off my insurance policy to force her to give me full custody of my daughter?

Me and my ex gf, Hayley, have one daughter 15F, Elle..

I genuinely don't know if I was right to do what I did.

Around 4 years ago, Hayley had a very bad accident.

That ended with her being wheelchair bound.

This caused her to develop a lot of resentment towards me.

She would get angry if I worked out or played any sports.

So, I stopped doing anything physical mostly.

We tried counseling for a year and things didn't improve.

In the end, we broke up.

Ever since Elle was born, I took out a private insurance for me, Elle and Hayley.

This helped out a lot when she had her accident.

Post break up, I still kept her in my insurance because she couldn't find any work

and I knew if I dropped her from the insurance, she wouldn't be able to afford any treatments.

It's been 2 years since then.

We have 50/50 custody, so I don't pay any child support.

In the beginning, I kept a very keen eye to make sure

that she didn't resent Elle like she resented me.

She didn't, so I relaxed.

She is still on that insurance because she is not able to find any job except wellfare.

I wanted both Hayley and Elle to be well, so I kept the insurance.

Half a year ago when Elle came to stay, I noticed

that she was very depressed and had gotten very fat compared to before.

Nothing overweight.

But Elle does ballet and I have never seen her put on that much weight.

Turns out Hayley forbade Elle from doing ballet

because "Hayley used to do ballet and Elle is just trying to rub her face in it".

The same for any physical activities like sports or exercising.

With the quarantine, it must have been hell to live like that.

Elle pretty much broke down and said that for the past few months,

things have been escalating to the point that she is scared to walk inside her own house.

She just stays in her room and comes out only to eat.

Elle just begged me to go to court, so that I can get full custody.

Elle is at an age where her opinion matter in court,

but it's almost impossible to get 100 percent custody in my state unless

I can prove incompetency, according to my lawyer.

So, I dropped her from the insurance.

Elle was supposed to stay with me for the next 6 months.

Hayley couldn't get a job.

She wiped out her savings as she had to pay for all her treatments.

It was getting to the point that she couldn't even afford

to get basic things for herself, let alone Elle.

I also applied for sole custody.

Given her financial situation and the pandemic and Elle's preference,

the judge gave me full custody with supervised visitation for Hayley.

Hayley didn't have a good representation at court due to her financial situation.

Also, there is a pandemic going on.

I left an already vulnerable person without any medical insurance.

I know I did what i had to do to protect my child.

But I did so by taking advantage of the medical expenses of a disabled woman..

Elle is happy. Hayley obviously thinks I am a manipulative b__tard.

Everyone seems to have mixed opinions. AITA here?.

Also, dropping her from my insurance was completely legal. I am not from US.

Sometimes the hardest parenting decisions aren’t about right versus wrong, but about which pain you are willing to carry. In this story, a father chose to carry the guilt of hurting his ex rather than watch his daughter continue to suffer in silence.

That choice doesn’t feel clean. It feels complicated. But it came after a moment that changed everything: his teenage daughter begging to be removed from a home where she felt afraid to exist.

At the emotional core of this situation is something deeper than custody or insurance. It’s grief. Hayley lost her mobility, her independence, and possibly the identity she once built around physical strength and ballet.

That kind of loss reshapes a person. When Elle continued dancing and staying active, it may not have felt neutral to Hayley. It may have felt like a mirror reflecting everything she could no longer do.

Instead of processing that grief inwardly, it appears to have turned outward, into restriction and control. Elle’s ballet wasn’t just a hobby; it became a trigger. The father wasn’t just reacting to weight gain. He was reacting to emotional confinement and a child’s fear.

This is where the concept of projection becomes crucial. Ariane de Bonvoisin, writing for Psychology Today, explains that parents often unconsciously project their unresolved wounds onto their children, especially in areas tied to competition, appearance, achievement, or behavior.

She notes that when adults haven’t healed their own past pain, they may try to control situations their children face in order to avoid reliving those emotions themselves. Projection isn’t always malicious; it’s often unconscious. But it can still limit a child’s growth.

Interpreted through that lens, Hayley’s actions look less like pure cruelty and more like unprocessed loss spilling into parenting. But understanding the mechanism does not erase the impact.

Projection, as de Bonvoisin emphasizes, can prevent children from having their own authentic experiences. When a parent restricts a child’s passions to soothe their own pain, the child pays the price.

The father’s decision to remove Hayley from his insurance was strategic and morally gray. It altered the legal power dynamic. Yet it also disrupted a harmful environment that was escalating.

One could argue he leveraged vulnerability. One could also argue that he used the only tool available to protect his daughter. Both truths can coexist.

The more meaningful question may not be whether he was an antagonist, but whether there were other viable paths before escalation. Still, when a child expresses fear inside her own home, urgency replaces idealism.

In the end, projection explains the mother’s behavior, but it does not excuse its consequences. Protecting a child sometimes requires stepping into uncomfortable territory. The real hope moving forward is not victory in court, but healing, for a daughter who needs safety, and for a mother whose grief may still be speaking louder than she realizes.

Here’s the input from the Reddit crowd:

These Redditors applauded him for protecting his child first

[Reddit User] − Elle just begged me to go to court, so that I can get full custody.

At this point, there are no rules or obligations or important factors outside of this one right here.

Your child begged to get out of their situation, you made that happen.

That is what a parent does. My hat is off to you, sir.

I pity the mother, but she did this to herself. NTA.

[Reddit User] − NTA. Soooo not the AH.

Your ex bullied your child into unhealthiness because she was bitter.

She took her anger at her situation out on her own child, intentionally.

You did a kind thing for her, even keeping her on your insurance after the breakup at all.

She spat on it by damaging the one beautiful thing you had between you: your daughter.

You protected a child. Protection of a child well outranks protection of a manipulative narcissist.

You did the right thing. You sound like a good person,

so of course your conscience will weigh heavy.

But rest assured, protecting your child was 1000% the right way to go.

You trusted the woman to care for and love your daughter. She broke your trust.

You don't owe her a damn thing.

Sarahbeara13 − Absolutely NTA. You were doing your job as a father and protecting your child.

GillianSeed85 − 1. You had to do something to help save your daughter.

2. Keeping ex on insurance to this point was a kindness, not an obligation.

3. Kindness goes out the window when she's actively harming your daughter.

NTA, you did all you could, and should.

This group argued that resentment crossed into emotional harm

FluffyFireAngel − As a disabled person myself experiencing similar (internal) jealousies

when I see people do things I used to be able to do, SOOOOOOO NTA. At all. Even a little.

You saved your daughter, plain and simple. You saved her life. You saved her mental health.

And you saved your relationship with the person who should mean the most to you in the world.

Good on you. Edit: Thank you for my first awards!

cyfermax − NTA. She used her own resentment to punish your daughter for doing exercise. ..

It's a s__tty situation, but she was the one making your child unhappy for no benefit at all,

and your absolute first responsibility is to your kid, not your ex.

henchwench89 − NTA keeping her on your insurance for as long as you did was more than generous.

But she bullied your daughter into becoming unhealthy and your child must and should always come first.

Elle begged you to get full custody and you did that for her.

Hayley has no one but herself to blame for her current situation (i dont mean being wheelchair bound.

The being kicked off ger exes insurance and losing custody of her child)

These commenters questioned whether he tried softer options first

feeshandsheeps − INFO: did you try to deal with this in any other way before jumping to the nuclear option?

I mean, you’re obviously right to protect your child

but did you explore any alternatives (eg a discussion with your ex) first?

Jetztinberlin − INFO: Did you attempt any other resolution with Hayley before going for the nuclear option?

SammyLoops1 − INFO: Why isn't Hayley on disability?

She'd automatically get insurance through it. (assuming you're in the US)

These users said keeping insurance that long was generous enough

Revolutionary-Yak-47 − NTA. Your not responsible for your ex's healthcare, it was generous to pay as long as you did.

Most places have options for very low income people to get assistance.

Hayley has no right to abuse Elle and you did the right thing

by saving your daughter before she had a lifetime of emotional issues.

Rcnal22 − She’s lucky you kept her on this long.

[Reddit User] − No no OP, you stopped draining your financial resources for someone you have zero obligation to.

You didn't force your ex to give up full custody, you just stopped paying extra stuff for someone you didn't need to.

Tbh often times state sponsored health cares are better than most folks realize anyways so no need to have guilt.

I will also add that given this history it's possibly that your ex didn't really try hard to find a job,

but that's speculative so take that for what it's worth.

NTA for your original question and the fact that you paid for your EXs Healthcare

and not just your kid's for so long makes you a nice person not an a__hole.

This story sits in that uncomfortable gray space where every choice hurts someone.

A grieving mother. A frightened teenager. A father forced to choose between financial mercy and emotional rescue. Dropping the insurance may have tipped the scales but it also tipped a fragile balance.

Was this strategic cruelty or necessary protection? Should compassion for disability outweigh a teen’s plea for safety? If you were in his shoes, would you have pulled the same lever or searched for another path? Share your thoughts below.

WHAT DO YOU THINK OF THIS STORY?

WHAT DO YOU THINK OF THIS STORY?

OP Is Not The AH (NTA) 0/0 votes | 0%
OP Is Definitely The AH (YTA) 0/0 votes | 0%
No One Is The AH Here (NAH) 0/0 votes | 0%
Everybody Sucks Here (ESH) 0/0 votes | 0%
Need More INFO (INFO) 0/0 votes | 0%

Annie Nguyen

Annie Nguyen

Hi, I'm Annie Nguyen. I'm a freelance writer and editor for Daily Highlight with experience across lifestyle, wellness, and personal growth publications. Living in San Francisco gives me endless inspiration, from cozy coffee shop corners to weekend hikes along the coast. Thanks for reading!

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