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Struggling Student Hands Deposit To Single Mom Landlord Then Faces Total Silence

by Jeffrey Stone
April 8, 2026
in Social Issues

A cash-strapped 22-year-old balancing final bachelor classes and an upcoming master’s program scrambled for emergency housing last summer. He grabbed a Craigslist room for $800 monthly in a house with a divorcing mom, her six-year-old daughter, and a rarely present student, handing over a $500 deposit. Awkward vibes hit fast as the landlord vented about hating work, chasing maximum child support, and her shaky finances.

When free family housing opened up, he gave proper notice and left the space spotless in early January. What should have been a simple refund stretched into months of excuses, ignored messages, and an overheard chat hinting the money might vanish entirely. Now he wrestles with small claims court, torn because the landlord has a kid he genuinely likes.

A young renter seeks his $500 security deposit after a short stay with a struggling landlord mom.

Struggling Student Hands Deposit To Single Mom Landlord Then Faces Total Silence
Not the actual photo.

'WIBTA if I took my former landlord to small claims court knowing she doesn’t have the money and has a kid?'

To preface. I’m 22, finishing my bachelors, about to start my masters program in the fall. Despite working nearly full time, I don’t have much money.

So in august I found myself in a situation where I had to move out of my house immediately and found a room being rented out on Craigslist for $800...

It was in a house with a mom and her six year old daughter and another college student who was barely ever there. I paid a $500 deposit.

I quickly found out this lady was a bit wacky. She was in the midst of divorce and had some weird ideas about money.

She told me many times that she hated working and wanted to get as much child support as she could

even if that meant her ex would never see the kid (he was a good dad and very involved).

She didn’t have a degree or much work experience besides the occasional part time thing (she’s 40).

I ended up being able to stay with other family for free, so I gave her my 30 day notice and moved out beginning of January.

She said she was going to deduct a $50 cleaning fee, but the rest of my deposit was good.

When I was packing though, I heard her talking to a friend in the other room saying I was gullible and she was thinking about not returning it.

I texted her in February a month after I moved out, and she said she didn’t have it, but she would get it to me ASAP.

I texted again two days ago and she didn’t even reply. I know she doesn’t have it,

but I have things that I need that money for, plus I left the place spotless.

I'm seriously thinking about small claims court, but I feel bad bc I know she has a kid, and her kid is awesome so I wouldn’t want it to affect...

In California if the deposit was retained “in bad faith” I’m entitled to up to 3x the value of the deposit, so I’m thinking of threatening that. I don’t like...

Update: thank you guys! Idk why I have so much guilt about this. I texted her saying that while I sympathize,

legally she is not fulfilling her obligation to return my deposit within three weeks.

I told her it’s been three months, and that she has one week to return the deposit in full or I would pursue legal action and go for 3x the...

I reiterated that I don’t want to do that, I just want my deposit. No reply yet but we will see.

Update 2: She said she didn’t have it and said she would get it to me “as soon as she could” and that THAT was our agreement, not the 21...

She also said “ You’re acting really stupid right now. And if you do this. You of all people know that it’s going to come back to you.

Someone will eventually threaten legal action upon you and if you file you will be filed against by someone but on much worse terms. If you sue me”.

I was just gonna let it go and settle for the minimum but now I want to go for the max amount.

Update 3: I'm filing today. One commenter actually referred me to judge Judy so I submitted an application and I got a call from the producer today.

They’re going to actually call her and see if she’ll agree to be on the show. I think I’ll probably do a new post once all this plays out.

The show could be a win win because we could both get money from just appearing so she wouldn’t have to borrow or go in debt.

If I go on TV I’ll let you guys know.

A cash-strapped student did everything right: gave notice, left the room spotless, and followed up politely. Yet months later, the $500 is still missing, replaced by vague promises and even a snarky reply suggesting the tenant is “acting really stupid” for expecting it back. The landlord’s personal financial woes and parenting responsibilities add an extra layer of sympathy, but they don’t erase the clear business obligation.

California law is pretty straightforward on this. Landlords must return a tenant’s security deposit or provide an itemized list of deductions within 21 days after move-out. The deposit can only cover specific things like unpaid rent, damages beyond normal wear and tear, or reasonable cleaning, not ordinary living or the landlord’s other bills.

If the withholding is deemed in bad faith, courts can award the tenant their actual losses plus up to twice the deposit amount as a penalty. In this case, the tenant heard comments hinting at keeping the money and received no timely accounting, which strengthens the argument for bad faith. Threatening or pursuing the full legal amount isn’t about being vindictive; it’s about enforcing rules that protect everyone in the rental market.

This situation highlights a broader issue in tenant-landlord dynamics. Surveys and reports have shown that improper security deposit withholding remains a persistent problem, with one older California-focused analysis finding that a majority of tenants in certain samples experienced unfair deductions or delays, yet few pursued small claims due to the hassle. Housing advocates point out that such practices disproportionately affect younger or lower-income renters who can least afford the loss. When landlords casually spend deposits they should hold in trust, it erodes trust in the entire system and can push vulnerable tenants into tighter financial corners.

A key voice on tenant protections comes from official guidance: the California Attorney General’s office explains the rules clearly in its “Know Your Rights – Security Deposits” resource. It states that if a landlord acted in bad faith, “courts can award the tenant his or her actual loss plus up to twice the amount of the deposit.”

This penalty exists to deter casual or intentional misuse and to make pursuing claims worthwhile for tenants who play by the rules. In the Redditor’s story, the delayed responses, lack of itemization, and overheard remarks align closely with scenarios where such penalties could apply, reminding us that sympathy for a landlord’s circumstances must be balanced against legal accountability.

Neutral solutions start with clear, documented communication, like the tenant’s recent text giving a firm one-week deadline. If that fails, small claims court is designed for exactly these disputes: it’s relatively low-cost, no lawyer is required, and judges see these cases frequently. Documenting everything is crucial.

Broader advice for anyone renting includes taking photos at move-in and move-out, requesting a pre-move-out inspection, and understanding local rules. For landlords, especially those in transitional life situations, the takeaway is simple: treat deposits as tenant money held in trust, not a safety net.

Here’s the comments of Reddit users:

Some people state the OP is NTA because being a mother does not excuse the landlord’s behavior or mean she should avoid consequences.

MyMerryMoose − NTA Being a mother does not excuse her behavior. In fact she should know that her actions not only affects her they affect her child.

She may need this wake up call to become a more responsible landlord.

[Reddit User] − NTA, just because she's a mom does not mean she shouldn't have consequences.

Others emphasize that the security deposit is the OP’s money and the landlord’s personal financial problems are irrelevant to the business transaction.

ComfortableZebra2412 − NTA she spent it when she should have put it in a savings account.

Tell her straight up if you have to go to court your are claiming the legal amount.

Give her a deadline and stick to it or ya your never gonna get it back. Her problems are not yours, she will figure it out

bamf1701 − NTA. If she can't afford to keep her obligations, she should not be in business.

Her personal financial problems are just that: her problems. You have financial problems of your own and do not deserve to be swindled by this woman.

Besides, the whole keeping the security deposit is a scam run by landlords forever.

msspider66 − NTA It is your money. Her situation in her personal life is irrelevant in a business transaction. I moved out of an apartment from hell.

When I went back to get my deposit my landlady my said she wouldn’t give it back unless we removed furniture that was in the apt when I moved it.

Once my friend and I got it out of the apt, she claimed that she didn’t have the money and I needed to come back for it.

Knowing that the apt was illegal, I told her the next time I come it will be with someone from the county so they can see neither my old apt...

It could have resulted in thousands of dollars in fines. Needless to say the money for my deposit was in my hands within minutes.

19pj19 − NTA. That money wasn't hers to spend.

Some people advise the OP to file in court, document everything, and note that the landlord may continue scamming others if not held accountable.

whippetshuffle − NTA. Landlord here, though not in CA. You absolutely should file.

She sounds like someone who will, quite frankly, keep doing it to others. In MN you're not just entitled to your deposit but also interest.

No landlord should be treating refundable deposits like it's their personal cash. ETA document document document. Everything.

Others point out that being a landlord is a business and she should not be renting if she cannot afford to handle deposits properly.

SciFiEmma − NTA: being a landlord is a business.

lilyintx − NTA- she shouldn’t be renting out her home if she can’t afford it.

Some people share personal experiences where pursuing legal action against bad landlords led to quick resolution or satisfaction.

StormySue − NTA. I had a similar situation and I also felt a little bad at first until they started threatening me and slandering me.

I sent a lawyer after them and felt absolutely no remorse. Also for the record this woman is seriously underestimating how much lawyers HATE scuzzy landlords.

The person I went to for help was a friend of a friend and is honest to god one of the best lawyers in the state.

They had much better things to do with their time, but did took this on as a favor for me for free, and absolutely relished every second.

I told my friend about this and they said this isn’t unique; their brother is a lawyer and and when they had a dispute their brother went after the landlord...

Lawyers eat landlords for breakfast. She is in SO MUCH TROUBLE.

In the end, this young student’s guilt is understandable, but the money was his, earned through long work hours while juggling school. Pursuing what’s legally owed is standing up for basic fairness in a transaction that both sides entered willingly.

Do you think filing was the right call given the delays and attitude, or should he have cut his losses? How would you handle the balance between compassion and protecting your own limited funds in a similar bind? Drop your thoughts below, we’re all ears.

WHAT DO YOU THINK OF THIS STORY?

WHAT DO YOU THINK OF THIS STORY?

OP Is Not The AH (NTA) 0/0 votes | 0%
OP Is Definitely The AH (YTA) 0/0 votes | 0%
No One Is The AH Here (NAH) 0/0 votes | 0%
Everybody Sucks Here (ESH) 0/0 votes | 0%
Need More INFO (INFO) 0/0 votes | 0%

Jeffrey Stone

Jeffrey Stone

Jeffrey Stone is a valuable freelance writer at DAILY HIGHLIGHT. As a senior entertainment and news writer, Jeffrey brings a wealth of expertise in the field, specifically focusing on the entertainment industry.

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